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Dear Visitor,

Kindly Visit Our Office To Discuss About Motor Insurance In Detail.

 OFFICE ADDRESS :

 02, First Floor, Kadamba Complex, F-block, Gamma-1, Greater Noida.

OFFICE TIMING :

10 A.M. TO  06 P.M. 

(Sunday CLOSED)

OFFICE CONTACT:

(0120) 4-2929-86


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Rejections


Claim Rejections

An insurance company reserves the right to accept or reject a claim. So, it is advisable to take necessary precautions to avoid getting your claim rejected. Here are the cases in which your insurance company may reject your claim:

  1.     The details provided by you in the application form are incorrect or false.
  2.     The accident took place while you were driving under the influence of intoxicating substances.
  3.     You were driving without a valid driving license.
  4.     You own a second-hand car and the insurance is still in the name of the seller.
  5.     You failed to inform your insurer, about the accident, within the stipulated time frame.
  6.     You get your car repaired before a surveyor inspects it.
  7.     The damages occur due to your carelessness.
  8.     The insurer observes that the repair cost will be higher than the depreciated value of your car. You will then be given an amount equal to the depreciated value.
  9.     You use the car for purposes other than those mentioned in the policy.


Things To Remember

For a hassle-free claim settlement, ensure you do the following:

  •     Always drive with a valid license.
  •     Do not drink and drive.
  •     Know your coverage and exclusions well.
  •     Read the policy document carefully.
  •     Keep a copy of your insurance policy in your car at all times.
  •     Know the claim process well.