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Corporate Motor Insurance

किसी भी मोटर गाड़ी का बीमा कराएं

competitive price में local सेवा उपलब्ध
कोई भी मोटर गाड़ी - 2 पहिया से 18 पहियों तक - कोई भी

Insurance is need, not luxury. You need insurance...


If you have a fleet of luxury corporate vehicles for executives then we have a comprehensive risk cover plan that would cover your most valuable asset i.e. your executives and your depretiatiating asset i.e. your vehicle as well.

Who shall opt for a commercial motor insurance policy or a personal motor insurance policy:
There certain plain and simple factors to take this simple decision:

1) Who owns and drives the vehicle : If the vehicle is owned by a business, most likely, the vehicle will be covered under a commercial auto insurance policy. In some cases insured is a sole proprietor who uses the vehicle for commercial uses, then too he would need a commercial motor insurance policy.

2) How the Vehicle is used : When an insured uses the vehicle for business purposes, he will need a commercial motor insurance policy.

3) The Type and Weight of the Vehicle : If the vehicle you drive is heavier than a normal size pickup or SUV. For example, if it is as big as a dump truck, tow truck, semi-truck or commercial trailer, you will definitely require a commercial motor insurance policy. This is because this type of heavy duty vehicles can cause more damage if they are involved in an accident.

4) Required Business Liability Limits : If your business vehicle requires higher liability limits, you will probably need a commercial motor insurance policy. Commercial motor insurance policies offer higher liability limits than personal motor insurance policies.

Bus insurance, taxi insurance, truck insurance, and auto rickshaw insurance are some of the types of commercial vehicle insurance policies bought by businesses in India.

  •     Bus
  •     Taxi
  •     Tractor
  •     Crane
  •     Other goods and passenger carrying vehicles

Types of Commercial Vehicle Insurance Cover:

Comprehensive Cover:
A comprehensive insurance plan covers for the insured the following:

  1.     Loss and damage to the insured and own vehicle
  2.     Third-party bodily injury
  3.     Third-party vehicle and property damage

Third party only Cover:
The third party only policy covers for third-party injuries and property damage to their vehicle. It doesn’t cover the insured for any loss.

Optional Covers Provided by Commercial Vehicle Insurance Companies in India

  •     Provision to insure electrical/non-electrical items separately.
  •     Personal accident cover for insured owner driver.
  •     Personal Accident cover for named/unnamed passengers.
  •     Personal Accident cover for paid driver/ employee.
  •     Use of commercial type vehicles for commercial and other purposes.
  •     Legal liability for paid driver for all operations.
  •     Cover for vehicle parts like lamps, tyres/tubes, mudguards, bonnet/side parts,     
  •      bumpers, headlights and paintwork of damaged portions only.


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If you operate a fleet of COMMERCIAL CABS those ferry passangers, then we have insurance related solutions that will cover your business risk and risk of liabilites as well.

Commercial vehicles insurance policies are customised to cover:

  • Specific business and its assets
  • The employees or drivers who have been hired to drive the vehicles
  • The high risk of operating certain commercial vehicles


Commercial Vehicles are part and parcel of many businesses. Whether you own a company with a single van or an entire fleet of commercial vehicles, commercial vehicle insurance is very useful. Here are some important features of Commercial Vehicle Insurance:

Commercial vehicle insurance is necessary to keep your business running smoothly. Whether you own a small company with a single van or a company running an entire fleet of commercial vehicles, commercial vehicle insurance is both mandatory and useful.

Getting the right level of commercial vehicle insurance, such as bus insurance, taxi insurance or truck Insurance at a price that suits you is important, especially when you are using your vehicle regularly for business.

Commercial auto insurance covers many situations, and provides insurance cover for automobiles that are not covered by a personal auto insurance policy. There may be certain vehicle types and usage of vehicles for business purpose that fall outside the ambit of a regular auto insurance policy.

  1. A commercial motor insurance policy covers risks such as damage to a property caused by the use of vehicle
  2. A commercial motor insurance policy covers different types of external damages to the vehicle
  3. A commercial motor insurance policy covers third party liabilities such as bodily injury to the third-party or damage of third-party vehicle. It also covers legal liabilities arising out of death, injury or property damage to the third-party by the insured’s vehicle.


Contact for insuring

any motor vehicle on wheels

any means any

2 wheeler to 18 wheelers


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