IN YOUR SERVICE SINCE 2000


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Dear Visitor,

Kindly Visit Our Office

 OFFICE ADDRESS :

 02, First Floor, Kadamba Complex, F-block, Gamma-1, Greater Noida.

OFFICE TIMING :

10 A.M. TO  02 P.M.

04 P.M. TO  06 P.M. 

(Sunday CLOSED)

OFFICE CONTACT:

9811-541-821


Primium

Insurance is need, not luxury. You need insurance...

Premium Comprehensive Cover Include Features Like

although more expensive than normal 1st party cover, but them premium is premium...

You can opt below mentioned ADD-ON (optional) covers for your motor vehicle risk coverage...

Zero Depreciation
Zero depreciation is one of the most popular and widely sold add on covers by auto insurance companies. Unlike the add-ons which are the choice of only a limited set of high end car owners, zero deprecation is quite popular across all segments. A zero depreciation add on policy makes sure that one receives a full claim on the value of parts that are replaced after an accident. Offers full claim without any depreciation on the value of parts replaced with an admissible claim under the Motor Comprehensive Package Policy.

Quick Assistance of Road
This add-on gives you access to basic services in the event of an emergency while driving through a remote location or one without any assistance or service centers.
From having a flat tire or running out of fuel to battery related technical issues and even a severe accident in a remote location are all applicable for a cover under this policy. Users opting for such add-on policies can get fuel assistance, taxi and accommodation benefits when stranded in a remote destination.


Theft or Loss of Keys
We reimburse you the cost to replace your Car keys and locks or locksmith charges,in case your car keys are lost or stolen. A lot of insurance companies reimburse you for the cost of substituting the ignition key up to a certain limit. But, the amount reimbursed mostly is quite less than the actual cost of the replaced key.

Personal Accident Cover
This add-on covers both owner as well as paid driver. In case of the accident of an owner driver, 100% claim is awarded if there is death or irreparable damage to limbs. The downside is that the personal accident cover doesn't hold true if the vehicle is owned by a company and also if the owner does not have a valid driving license.

Loss of Personal Belongings/Baggage
How prepared are you when it comes to loss of personal belongings like Laptops,Mobile Phones from your car?This cover offers much needed protection to your cherished belongings. Loss of personal belongings add-on lets users report claim due to theft or apparent loss of personal belongings including laptop or electronic equipment from a locked vehicle.

Tyre Damage
However safe the tyres are,they are still prone to damages.This cover provides reimbursement for tyre bulge,puncture,bursting,cut or accidental damage.

NCB Protection
In this cover,your existing No Claim Bonus can be retained at the time of renewal,without getting impacted even if there is a claim under the policy.No-Claim Bonus Protection (NCB): As the name suggests, the add on acts like a reward for those who don't claim their insurance in the entire policy year. Generally, vast number of people buy car insurance and renew it each year without actually filing for any claims.

Engine Protector
Consequential losses or damages to crucial internal parts like engine or gear box due to ingression of water or leakage of lubricating oil due to accidental means are covered.

Return To Invoice
If your car is declared as a total loss by us in the event of a claim under the policy,we will pay the financial shortfall between the amount you will receive from the insurance policy and the purchase price of the car,as confirmed in the invoice of sale. It offers user the choice of availing the full value of the vehicle in case the car gets totally damaged in an accident or otherwise. The add-on is quite advantageous as the user gets full reimbursement without the 5% depreciation. There is a downside to it too, the return to invoice add-on is usually applicable only within first year of buying the vehicle.

Inconvenience Allowance
Not having your vehicle can be inconvenient.Here is a cover that pays on a per day basis for the period when your vehicle is undergoing repairs on account of an accident. This add-on cover, which pays for the owner’s transportation costs, is valid only if your vehicle stays in a garage for more than 3-4 days. Generally, most vehicle repairs hardly take these many days and therefore, this add-on rarely comes to use.

Consumable Cover
Consumable items of a car include nut and bolt, screw, washer, grease, lubricant, clips, A/C gas, bearings, distilled water, engine oil, oil filter, fuel filter, break oil and related parts. The basic car insurance policy from ICICI Lombard does not cover such consumable items. At the time of claims, usually consumables like oil, nuts, bolts etc. are not covered under the insurance. This add-on covers expenses towards consumables which are unfit for further use, arising out of damage due to an accident or any such event.

Paid Driver Legal Liability
An additional amount of Rs. 50 has to be paid as an add-on in order to buy a Legal liability cover for the paid driver. Under this cover, the insurer pays compensation to your driver in case of any injury, disability or even death.

Secure Towing
Most car insurance policies won’t cover towing because of a mechanical issue, but roadside assistance, also called towing and labor coverage, is a usually inexpensive coverage add-on offered by most major auto insurance carriers. If you find yourself in need of a tow-truck ride to the nearest repair shop, you’re likely wondering how much, if any, of that tow will be covered by your car insurance. The answer depends on the specifics of your policy.

Emergency Transport And Hotel Expense
 It covers the transport charges between the place of accident and insured person's residence and the related expenses for an overnight hotel stay.

Repair of Fiber Glass, Rubber, Plastic Parts


Even if you have taken a standard motor insurance policy for your car, when you file an own damage (OD) insurance claim, the insurer may pay only a part of the total cost of repair. If this happen, then you will have to shell out the remaining amount from your own pocket. This cover saves you from these extra costs.

Geographic Extension
Company are not be liable under insurance policy in respect of any accidental loss or damage and/or liability caused sustained or incurred outside the geographical area of India (Nepal, Sri Lanka, Maldives, Bhutan, Pakistan, Bangladesh). If you frequently visit regions outside India then you must opt for this cover.

Daily Cash Allowance
This cover provides a fixed daily allowance to the insured to cover his daily travel expenses incurred for the period the individual's vehicle is under repair due to an accident. Get paid everyday for a period of maximum 14 days

Hydrostatic Lock Cover
Read on to know more about the Add-On Cover: What is a Hydrostatic Lock Cover? A Hydrostatic Lock is basically a condition when the engine of your vehicle gets locked due to water seeping in. This results in your car not starting or stalling when you are moving.

Road Side Assistance
Roadside assistance, sometimes called emergency road service coverage or towing and labor coverage, is a car insurance coverage option that covers you in case you’re stranded on the road, like if you get a flat tire, or run out of gas, or get into an accident that makes it impossible for you to keep driving.
The specific services covered depend on your insurance carrier, but roadside assistance, or towing and labor coverage, typically covers:

  •     Flat tire changes
  •     Jump starts
  •     Fuel or battery delivery to your car
  •     A locksmith if your key is lost, stolen, or locked in your vehicle
  •     Towing (often only up to a certain distance)

 



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