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Dear Visitor,

Kindly Visit Our Office

 OFFICE ADDRESS :

 02, First Floor, Kadamba Complex, F-block, Gamma-1, Greater Noida.

OFFICE TIMING :

10 A.M. TO  02 P.M.

04 P.M. TO  06 P.M. 

(Sunday CLOSED)

OFFICE CONTACT:

9811-541-821


2019

Insurance is need, not luxury. You need insurance...

 The new penalties for each offence under Motor Vehicles Act 2019

Here is a list of offences and their revised penalties as per the latest amendments:

General penalty – First offence-fine up to Rs 500, second offence-fine up to Rs 1,500

Violation of road regulation – Rs 500

Travelling without ticket – Fine up to Rs 500

Disobedience of orders of authorities and refusal to give information – Fine up to Rs 2,000

Unauthorised use of vehicles without license – Fine of Rs 5,000

Driving without license – Fine of Rs 5,000

Driving despite disqualification – Fine of Rs 10,000

Acting as a conductor after disqualification – Fine up to Rs 10,000

Penalty relating to construction, maintenance, sale and alteration of motor vehicles and components – Imprisonment for up to 1 year and/or fine up to Rs 1,00,000 per vehicle.

Defective vehicles – Imprisonment for up to 1 year and/or fine up to Rs 1,00,000 for defective automobiles.

Sale of critical safety component in violation of rules – Imprisonment for up to 1 year and/or fine of Rs 1,00,000 per component.

Alteration of retrofitting in contravention of rules – Imprisonment for up to six months and/or fine of Rs 5,000 per alteration

Oversize vehicles – Rs 5,000

Over-speeding – Rs 1,000 to Rs 2,000 for LMV; Rs 2,000 to Rs 4,000 for medium passenger or goods vehicles; Second subsequent offence-impounding of driving license

Penalty for dangerous driving – First offence – imprisonment six months to one year and/or fine Rs 1,000 to Rs 5,000; Subsequent offence (within three years from first offence)- imprisonment up to two years and/or Rs 10,000

Drunken driving – First offence- fine up to Rs 10,000 and/or imprisonment up to six months; second offece- fine of Rs 3,000 and/or imprisonment up to two years

Penalty for driving when mentally or physically unfit to drive – First offence – fine up to Rs 1,000; second offence – fine up to Rs 2,000

Penalty for offences relating to accident (Section 132 (i), 133 and 134) – First offence – fine up to Rs 5,000 and/or imprisonment of 6 months; second offence- fine up to Rs 10,000 and/or imprisonment of 1 year


 Why insurance is necessary for vehicles?
Why is car insurance necessary? Having car insurance is essential because it covers your expenses in the event of vehicle damage or injuries to other drivers, passengers or pedestrians. All motorists must be insured against their liability to other people, as stipulated in the Road Traffic Act 1988.

Is it compulsory to have car insurance in India?
It is illegal to drive without a car insurance: According to the Motor Vehicles Act 1988, it is mandatory for a car owner to have a minimum of third-party car insurance in India. Third-party car insurance covers the risk of damage caused to the other vehicle in case of an accident.

Driving in India also comes with its own perils. We often hear car owners rue traffic indiscipline, lack of legal enforcement by road authorities and myriad other complaints about the traffic scenario in India. Cases of road accidents and rule-breaking are reported in the newspapers on a daily basis. Considering these factors, it is important to get car insurance right after one buys a car.

4 reasons to get motor insurance in India:
    It pays for damages.
    Not only are cars expensive, paying for their repairs is costly, too. Sometimes, your car may be damaged due to someone else’s negligence. A car colliding with yours, or you swerving to avoid a jaywalker and crashing into a wall, or even a stray cricket ball cracking your windshield can set you back by a considerable amount of money. However, if you have car insurance, you need not pay for these repairs by yourself.

    It reduces your liability.
    Taking Third Party Liability (TPL) car insurance coverage is mandatory in India. The TPL policy covers you against the legal ramifications of an accident caused by you. For example, if you happen to cause an accident that results in damages to another person’s property or injuries to another driver/pedestrian, the insurance will pay for their treatment and save you from the legal repercussions of the case.

    It pays for your hospitalisation.
    Not every car owner who suffers an accident is fortunate to get away with a few cuts and bruises. Some accidents result in fractures and other serious injuries that require hospitalisation. Instead of shelling out the high hospital and treatment costs from your own pocket, you can get your motor insurance to pay these expenses.

    It compensates your family after your demise.
    The most unfortunate outcome of a road accident is the car owner’s demise. Once the bread-earning policy holder has passed away, it might become difficult for his or her family to sustain its daily life. However, a motor insurance policy can help pay the family’s expenses after the unfortunate event.

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